Paul Arithi 
Park Avenue - Head Office
during the I&M Previous Investor Briefing Session
Muigai – CEO, B Lab Africa engage in conversation moments before the official MoU
signing ceremony.
Asset quality on the other hand continued to improve, with Gross Non-Performing Loans (NPLs) reducing from KES 34 billion to KES 32 billion.
Capital and liquidity ratios remained strong across all subsidiaries, positioning the Group well for continued sustainable growth.
Reflecting on the performance,I&M Bank Regional CEO Mr. Kihara Maina said, “These results reflect the growing strength of our regional franchise and the trust our customers continue to place in us.
As a Group, our focus remains firmly anchored on our purpose of empowering your prosperity and we do this by supporting individuals, businesses, and communities with the financial solutions they need to grow and thrive.
We will continue investing strategically in our people, technology, and distribution network while maintaining prudent risk management to drive sustainable long-term growth across our markets.”
I&M Bank Kenya delivered a 16% growth in Profit After Tax to KES 3.3Bn up from KES 2.8 Billion in Q1 2025, underpinned by strong Net Interest Income growth and a 21% increase in operating income, driven by continued expansion across all segments.
The Bank’s balance sheet continued to register strong growth, driven mainly by increased investments in government securities and expansion of the loan portfolio.
Loans and advances growth was largely supported by the retail segment, while asset quality remained stable with the gross non-performing loan ratio holding at 12.7% during the period.
Customer deposits grew robustly by 25%, reflecting successful deposit mobilisation efforts across the business. Operating expenses increased by 25% year on year due to the ongoing branch expansion under the Mahali Uko, Tuko campaign,which added 12 new branches since Q1 2025, as well as continued investment in the brand.
During the quarter, the Bank partnered with B Lab Africa to support SMEs through the Resilient Sustainable Business (RSB) programme, aimed at strengthening sustainable business practices and long-term resilience.
In addition, the Bank signed a partnership with Swedish International Development Cooperation Agency (SIDA) to unlock a USD 30 million green lending portfolio for climate aligned projects across Kenya, further reinforcing its commitment to sustainable finance.
- Rwanda: PBT up 14% to KES 850 million from KES 748 million in the same period last year, driven by increased economic activity.
- Tanzania: PBT rose 45% to KES 469 million, supported by asset growth and strong trade finance revenues.
