kassim f 
KCB Group PLC posted KShs.68.4 Billion in profit after tax for the full year ending December 2025, up 11% on an expanded loan book that delivered higher income across key business lines coupled with sustained cost management across the Group.
On the back of the strong performance, the Board has proposed a final dividend payout of KShs. 3 per share, subject to shareholder approval.
This is in addition to an interim payout of KShs. 4 per share which was paid out in November 2025, bringing the total dividend payout for the year to KShs. 7.0 per share, amounting to a total of KShs. 22 billion for the year 2025.
During the period under review, the Group maintained a strong balance sheet with Total Assets growing by 9.3% to KShs. 2.15 trillion despite divesting in National Bank of Kenya(NBK), demonstrating the Group’s resilience and the success of its diversification strategy and innovative financial solutions.
Customer loans grew by 15% to close at KShs.1.59 trillion, this growth was utilized to fund interest earning assets which closed at 1.84 trillion an year-on-year increase of 13.8%.
Total revenues grew steadily to KShs. 214 billion from KShs.204 billion a similar period last year. This was driven by higher net interest income as the Group continued to deepen its support for households, businesses and the public sector.Non-Funded Income delivered 31% of the total revenues, on the back of investments in digital banking.
Speaking during the announcement of the financial results,KCB Group CEO, Paul Russo, said:
“Our 2025 performance reflects the strength of the KCB franchise, the resilience of our regional footprint, and the continued trust that customers place in us.
Despite a challenging operating environment, we delivered solid growth driven by disciplined execution, continued investment in digital innovation, and our unwavering commitment to supporting sector-focused lending that catalyzes economic transformation across the region.
We remained focused on sustainable growth, supporting customers and delivering long-term value for shareholders”.
